Pet Insurance

Pet Insurance

Beecroft × Income’s Happy Tails Pet Insurance

What is the new partnership?

Beecroft now works directly with Income Insurance to simplify the claims process. We handle the paperwork and secure a Letter of Guarantee (LOG) so you don’t need to pay the full bill upfront.

What is a Letter of Guarantee (LOG)?

A LOG is an approval letter from Income Insurance (“Income”) confirming

How does the process work?

Step 1

Vet fills Pre-Approval Form

Step 2

Beecroft sends to Income

Step 3

LOG issued within 5 working days

Step 4

Surgery done after LOG

Step 5

You pay your portion; Income pays Beecroft

How much do l have to pay?

Every claim has:
• Deductible: The fixed amount borne by you in a claim after your pet’s co-insurance portion has been applied.
• Co-insurance: The portion of the claim amount which you need to pay before any deductible is applied.

Co-insurance and deductible
Co-insurance (applicable to Sections 1 and 2) per incident 20% – Dogs / cats enrolled before age 4
30% – Dogs / cats enrolled before age 7
40% – Dogs / cats enrolled before age 9
Deductible (applicable to Sections 1, 2 and 5) per incident $250

Policy terms and conditions apply. Visit https://www.income.com.sg/happy-tails-pet-insurance to find out more.

Frequently Asked Questions About Pet Insurance

What treatments are covered?

✔ Diagnostic tests
✔ Vet consultation fees
✔ Operating theatre fees
✔ Anaesthesia
✔ Prescribed drugs
✔ Supplies/services related to surgery

You only need to pay the co-insurance and deductible on the day of treatment.
Income will pay the rest, subject to the maximum coverage of the plan you bought.

Let our staff know your pet is insured with Income.
2. Provide your policy number and ID.
3. We’ll take care of the rest.

✔ Less financial stress at checkout.
✔ No full upfront payment.
Seamless Insurance Claim
✔ Peace of mind to focus on your pet’s recovery.

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